Fidelity National Valuation

FNF Stock  USD 50.76  0.10  0.20%   
At this time, the firm appears to be undervalued. Fidelity National shows a prevailing Real Value of $60.53 per share. The current price of the firm is $50.76. Our model computes the value of Fidelity National from reviewing the firm fundamentals such as Profit Margin of 0.04 %, current valuation of 16.39 B, and Shares Outstanding of 271 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Fidelity National's valuation include:
Price Book
1.8858
Enterprise Value
16.4 B
Price Sales
0.9477
Forward PE
12.8205
Trailing PE
22.9231
Undervalued
Today
50.76
Please note that Fidelity National's price fluctuation is very steady at this time. Calculation of the real value of Fidelity National is based on 3 months time horizon. Increasing Fidelity National's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Fidelity stock is determined by what a typical buyer is willing to pay for full or partial control of Fidelity National Financial. Since Fidelity National is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Fidelity Stock. However, Fidelity National's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  50.76 Real  60.53 Target  68.6 Hype  50.83 Naive  48.37
The real value of Fidelity Stock, also known as its intrinsic value, is the underlying worth of Fidelity National Company, which is reflected in its stock price. It is based on Fidelity National's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Fidelity National's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
60.53
Real Value
62.24
Upside
Estimating the potential upside or downside of Fidelity National Financial helps investors to forecast how Fidelity stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Fidelity National more accurately as focusing exclusively on Fidelity National's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
1.541.631.78
Details
Hype
Prediction
LowEstimatedHigh
49.1250.8352.54
Details
Potential
Annual Dividend
LowForecastedHigh
1.111.161.21
Details
4 Analysts
Consensus
LowTarget PriceHigh
62.4368.6076.15
Details
When choosing an evaluation method for Fidelity National, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

Fidelity National Cash

79.62 Billion

Fidelity Revenue by Product

Fidelity National Total Value Analysis

Fidelity National Financial is currently estimated to have company total value of 16.39 B with market capitalization of 13.75 B, debt of 4.4 B, and cash on hands of 3.48 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Fidelity National fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
16.39 B
13.75 B
4.4 B
3.48 B

Fidelity National Investor Information

About 82.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.89. Some equities with similar Price to Book (P/B) outperform the market in the long run. Fidelity National last dividend was issued on the 17th of March 2026. The entity had 1037:1000 split on the 17th of December 2025. Fidelity National Financial may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.0880.0991
Fairly Down
Slightly volatile
Total Cash From Operating Activities6.8 B6.5 B
Sufficiently Up
Slightly volatile
Operating Income1.1 B1.4 B
Way Down
Slightly volatile

Fidelity National Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Fidelity National has an asset utilization ratio of 13.25 percent. This implies that the Company is making $0.13 for each dollar of assets. An increasing asset utilization means that Fidelity National Financial is more efficient with each dollar of assets it utilizes for everyday operations.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Fidelity National Profitability Analysis

Taking into consideration Fidelity National's profitability measurements, Fidelity National's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess Fidelity National's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
2003-03-31
Previous Quarter
358 M
Current Value
-117 M
Quarterly Volatility
171.5 M
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
At this time, Fidelity National's Gross Profit is most likely to increase significantly in the upcoming years. The Fidelity National's current Net Profit Margin is estimated to increase to 0.06, while Pretax Profit Margin is projected to decrease to 0.09.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.810.9819
Significantly Down
Pretty Stable
Net Profit Margin0.06340.0417
Way Up
Pretty Stable
Operating Profit Margin0.0880.0991
Fairly Down
Slightly volatile
Pretax Profit Margin0.0880.0991
Fairly Down
Slightly volatile
Return On Assets0.00520.0055
Notably Down
Slightly volatile
Return On Equity0.150.0811
Way Up
Slightly volatile
For Fidelity National profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Fidelity National to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Fidelity National utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Fidelity National's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Fidelity National over time as well as its relative position and ranking within its peers.

Fidelity National Earnings per Share Projection vs Actual

The next projected EPS of Fidelity National is estimated to be 1.633 with future projections ranging from a low of 1.5429 to a high of 1.78. Fidelity National's most recent 12-month trailing earnings per share (EPS TTM) is at 2.21. Please be aware that the consensus of earnings estimates for Fidelity National Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Fidelity National is projected to generate 1.633 in earnings per share on the 30th of June 2026. Fidelity National earnings estimates show analyst consensus about projected Fidelity National EPS (Earning Per Share). It derives the highest and the lowest estimates based on Fidelity National's historical volatility. Many public companies, such as Fidelity National, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Fidelity National Earnings Estimation Breakdown

The calculation of Fidelity National's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Fidelity National is estimated to be 1.633 with the future projection ranging from a low of 1.5429 to a high of 1.78. Please be aware that this consensus of annual earnings estimates for Fidelity National Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
1.54
Lowest
Expected EPS
1.633
1.78
Highest

Fidelity National Earnings Projection Consensus

Suppose the current estimates of Fidelity National's value are higher than the current market price of the Fidelity National stock. In this case, investors may conclude that Fidelity National is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Fidelity National's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2026Current EPS (TTM)
579.11%
0.0
1.633
2.21

Fidelity National Ownership Allocation

Fidelity National holds a total of 271 Million outstanding shares. The majority of Fidelity National Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Fidelity National to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Fidelity National. Please pay attention to any change in the institutional holdings of Fidelity National Financial as this could imply that something significant has changed or is about to change at the company. Please note that on January 2, 2024, Senator Thomas R Carper of US Senate acquired under $15k worth of Fidelity National's common stock.

Fidelity National Profitability Analysis

The company reported the last year's revenue of 14.45 B. Total Income to common stockholders was 602 M with profit before taxes, overhead, and interest of 7.76 B.

Fidelity National Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Fidelity National's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Fidelity National and how it compares across the competition.

About Fidelity National Valuation

The stock valuation mechanism determines Fidelity National's current worth on a weekly basis. Our valuation model uses a comparative analysis of Fidelity National. We calculate exposure to Fidelity National's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Fidelity National's related companies.
Last ReportedProjected for Next Year
Gross Profit14.2 B14.9 B
Pretax Profit Margin 0.10  0.09 
Operating Profit Margin 0.10  0.09 
Net Profit Margin 0.04  0.06 
Gross Profit Margin 0.98  0.81 
Fidelity National's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Fidelity National's value is low or high relative to the company's performance and growth projections. Determining the market value of Fidelity National can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Fidelity National represents a small ownership stake in the entity. As a stockholder of Fidelity, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Fidelity National Dividends Analysis For Valuation

The Fidelity National's current Dividends Paid is estimated to increase to about (518.7 M). The current Dividend Yield is estimated to decrease to 0.04. At this time, Fidelity National's Price Earnings Ratio is most likely to increase in the upcoming years.
Last ReportedProjected for Next Year
Dividends Paid-546 M-518.7 M
Dividend Yield 0.04  0.04 
Dividend Payout Ratio 0.91  0.51 
Dividend Paid And Capex Coverage Ratio 0.01  0.01 
There are various types of dividends Fidelity National can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Fidelity shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Fidelity National Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Fidelity pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Fidelity National by the value of the dividends paid out.

Fidelity National Growth Indicators

Investing in growth stocks can be very risky. If the company such as Fidelity National does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding272 M
Quarterly Earnings Growth Y O Y0.371
Forward Price Earnings12.8205

Fidelity National Current Valuation Indicators

Valuation refers to the process of determining the present value of Fidelity National Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Fidelity we look at many different elements of the entity such as Fidelity's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Fidelity National, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Fidelity National's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Fidelity National's worth.

Complementary Tools for Fidelity Stock analysis

When running Fidelity National's price analysis, check to measure Fidelity National's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fidelity National is operating at the current time. Most of Fidelity National's value examination focuses on studying past and present price action to predict the probability of Fidelity National's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Fidelity National's price. Additionally, you may evaluate how the addition of Fidelity National to your portfolios can decrease your overall portfolio volatility.
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